Thursday, January 31, 2019

BoA Cash Rewards 5.25%

Bank of America recently changed the Cash Rewards credit card to allow the user to choose their own 3% category every month.  One of the categories is online shopping. Coupled with the platinum honors bonus, this becomes a 5.25% cash back card. What constitutes online shopping?

This is my experience:

YES
Apple.com
Staples.com (bought non-Staples gift cards)
Kidztopros.com
Costco.com
Reservecalifornia.com (for CA state park camping)
eBay (payment through PayPal)
Neiman Marcus
Amazon.com
Uber (ride + tip in app)
Amazon Go store
Turbotax (for state e-file)
Nike
Tea Collection
Baskin Robbins (ordered cake online for in store pickup)
Gilroy Gardens (for parking)
FastTrak (for replenishing credit)
Kiehl's
Groupon
Chipotle (online order)
Lyft
Lady M
CONFERENCE CONCEPTS, IN
Amazon Prime (membership)
AAA (membership renewal)
Graco
Kiwico
Petco.com
Vendini.com
Straw Hat Pizza
skirose.com (Mt. Rose Ski lesson and pass)
subway.com (in-app purchase)
chargepoint
yamimeal (purchase in app)
safeway.com (grocery delivery)
bluebottle coffee


SOMETIMES
PayPal (not sure how it determines eligibility. These were not eBay purchases.)

NO
PGE.com
TMobile.com (post-paid account)
Comcast (internet bill)
AAA insurance (pay online)
Birkenstock Express
recreation.gov
reservecalifornia.com (worked previously, but not Jan 2020)
subway.com (bought gift card in app)

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